All finance calculators
Thirteen tools, each with the formula explained and a full breakdown of where your money goes. Nothing to install, no account, and no figures sent anywhere.
Loans & Mortgages
Payment, interest and amortization tools for mortgages, car finance and instalment loans.
- Mortgage CalculatorEstimate a monthly mortgage payment including property tax, insurance and HOA, and see how much interest you pay over the life of the loan.
- Loan & EMI CalculatorWork out the fixed monthly payment (EMI) on a personal, student or business loan and see the interest cost year by year.
- Auto Loan CalculatorCalculate a car payment from the vehicle price, down payment, trade-in value, sales tax and loan term.
- Debt-to-Income Ratio CalculatorAdd up your monthly debt payments and divide by gross income to see your front-end and back-end debt-to-income ratios.
Saving & Investing
Compound growth, contribution planning and return measurement.
- Compound Interest CalculatorSee how a starting balance plus regular deposits grows with compound interest, and how much of the final balance is pure growth.
- Investment Return (ROI & CAGR)Measure the total return and compound annual growth rate (CAGR) of an investment between two values over a holding period.
- Savings Goal CalculatorFind the monthly deposit you need to reach a savings target by a chosen date, allowing for interest on the balance.
Debt Payoff
Work out how fast a balance clears and what extra payments are worth.
Retirement
Long-horizon projections for contributions, growth and withdrawals.
Budgeting & Everyday
Quick tools for budgeting, splitting bills and checking your net worth.
- Net Worth CalculatorList what you own and what you owe to get your net worth, the single number that summarises your current financial position.
- Budget CalculatorSplit your income across spending categories and instantly see what is left over, so you can spot budget leaks before the month ends.
- Tip CalculatorWork out the tip amount and fair per-person share when you are splitting the check at a restaurant or service.